A couple who had been renting for years found a house they loved and approached their bank for a mortgage. After a quick “no”, the couple worried they would never own their own home. However, when the Amicus mortgage team had a look, our broker had a completely different view. He felt sure he could find them finance and encouraged the couple to put in an offer, conditional on finance. Our team did all the legwork of applying to different lenders and found the best deal for the couple. We were even able to consolidate some of their other debt to reduce the interest they paid for lower overall weekly payments. We were also able to help with house and car insurance and now also manage the couple’s KiwiSaver.

A couple came to see for advice about investing in their retirement They had a reasonable sum to supplement NZ Super but not a huge amount. Like many, they worried that they will not have enough money to last their lifetime and were unsure of using investments that move with the market. We encouraged this couple to spend a portion of their money while they were in good health. We helped put investments in place that made sure they would get a higher return than term deposits and still have ready access to their money. The couple were relieved and so pleased to hear this advice that they decided to purchase a campervan to enjoy the early years of their retirement.

We are often asked to find cover where others cannot. A large retailer with an international broker found themselves without cover being renewed at one location because of earthquake risk. Amicus was called in to find a solution. Knowing what the underwriters would be looking for, our commercial broker was able to gather the key information and find the $20 million in cover that the business needed to keep operating. It is business-saving moments like these that make our job worth doing.