KiwiSaver & investment
Here’s how we help:
Our objective is to make your money work for you to create income and grow your wealth. First we understand your goals, we then develop an investment plan to help you get there. We’ll help you with setting realistic goals and making decisions about your investment strategy.
If you’re a first home buyer and need help with your KiwiSaver withdrawal or if you’re planning for retirement, we find the fund that best aligns with your circumstances. We do it in a way that’s simple and easy to understand.
We make your money work for you to create income, or grow your wealth. First, we take time to understand your goals.
Then, we develop an investment plan to help you get there. Before you invest, we’ll help you set realistic goals. It’s easier to make decisions about your investment strategy when you’re clear on why you’re investing, how much you have to invest and when you need a return. We’ll guide you through these questions and recommend the best approach.
Investing for income / Retirement planning
How do I know if I’ll have enough money in my retirement?
We’ll help you work through the key questions you need to answer:
Have I saved enough?
What should I invest in?
What if the market drops significantly?
What about inflation – will I need more?
What if I need my money quickly?
What if I outlive my money?
How much income do I need?
What funds are best to use to generate income?
Index funds / ETFs
An index fund is a type of mutual fund with a portfolio constructed to match or track the components of a financial market index, such as the NZX50 or Standard & Poor’s 500 Index (S&P 500).
An index fund is said to provide broad market exposure, low operating expenses and low portfolio turnover.
An exchange-traded fund (ETF) is an investment fund traded on stock exchanges, much like shares. An ETF holds assets such as stocks, commodities, or bonds and generally operates with an arbitrage mechanism designed to keep it trading close to its net asset value.
Specialist fund managers
When managing shares, property, fixed interest, emerging markets, commodities, private equity etc. We use specialist fund managers selected using independent analysis. This includes the use of active and passive managers.